Author: charity.africa
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Building Zero-Barrier Payments Beyond Traditional Banking Financial inclusion in Africa has long been discussed, but rarely solved at scale without adding new layers of friction. CharityAfrica was built to challenge that reality. Our early traction is not just a growth story; it is evidence that people want simpler, more dignified ways to move money. Since…
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Rethinking Access, Dignity, and Control in African Fintech Financial inclusion in Africa is often framed as an act of charity. The language used suggests that access to financial tools is something given to people rather than something they are entitled to. This framing, though common, is deeply flawed. Access to financial services is not a…
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At CharityAfrica, our work starts with a simple but uncomfortable truth:millions of people and businesses are locked out of everyday financial services—not because they lack value, but because existing systems were never built with them in mind. Across Africa, financial exclusion is not a single problem.It is a combination of infrastructure gaps, identity barriers, usability…
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Designing for Everyone: Why Fintech Must Work for the Least Tech Savvy User Digital finance has transformed how money moves across Africa. Apps, wallets, and payment platforms promise speed, convenience, and access. Yet for many people, these promises remain out of reach. The reason is simple. Most fintech products are designed for users who are…
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Beyond Account Numbers: How Privacy First Payments Are Reshaping Digital Finance in Africa For many people across Africa, sending money still comes with an uncomfortable cost. Not the transaction fee, but the exposure that comes with it. Every transfer often requires sharing bank account numbers, full names, and personal details that users would rather keep…